Guidelines For A Beginner To Investing Finance Essay - Free Essay Example

Here are some guidelines for that beginner who interest to invest in gold. Gold is hot topic for investment recently. Gold is stated as safer for investment. The gold possess some rare features which are gold could as a medium of exchange, as a store of wealth to increase and store of its power. Normally, people will use the gold to store of wealth because the value of gold is always maintained stable. It also could against any change of depreciation of paper money. According the history of gold, gold is very stable asset even there is any others assets could replace of it. The attractiveness of gold is related in several aspects such as macroeconomic, geopolitical, monetary and systemic risk that cause the global financial system and economy. Gold is a successful and profitability investment due to its diversification and management of risk. The pyramid I below has shown the level of risk investment where the pyramid II has shown the instrument used to invest.[1]Based on the pyramid I, the level risk of investment start from the bottom which is Foundation to the top which is Speculation. Thus, a healthy portfolio consist a wide range of assets including a series of equities with appeal to variety market, different countries, different view of risk conscious is important to be considered. In these uncertain times, caution and risk consciousness is crucially important and counterparty and systemic risk should be considered. The more important thing is to determine what amount of each asset class to have and to own assets that will whether the onslaught of inflation, deflation, stagflation and even hyperinflation. Some exposure to gold should be included in all diversified portfolios. A good rule of thumb would be minimum allocation relevant to the gold investment. Once there is a motive to push you to buy any investment like gold, and you have decided which form you are going to buy, there are several roles that your wish to portray. Are you a speculator, investor or saver? Do you wish to take a short term speculative position in gold? Are you investing for the short, medium or long term? Or are you diversifying, saving or using as a form of financial insurance? Gold Investment Pyramid The ascending order of the gold risk is insurance, investment/ saving, investment and speculation. If there any investors are seeking for the portfolio investment project, they could consider invest in gold. It is undeniable that gold has a long-term store of value, is an asset of last resort, is a highly liquid and is a good way to diversify your assets. One of the functions of gold could be stated as store of value because it fulfills all of the function of money. As we all know, there are four functions of money which are medium of exchange, standard of value, store of value, and source of liquidity. Money is portable, divisible, and indestructible, easily recognizes and always accepted a s form of payment. While any fluctuation of currency, gold withstand inflation and market fluctuation. It is a secure aspect of any investment portfolio. In addition, the price of gold is not affected by the companys profit unlike stocks and bonds. However, it is rely on the supply and demand, the rate of US dollar, inflation and interest rates. There is negative relationship between the price of gold and the price of stocks and bonds. When the market bottom out, gold generally increase in value, thereby stabilizing the investment portfolio. Normally, government or banks will hold physical gold to limit their losses in paper asset. In addition, household investors should also consider using a same successful hedge tactic to protect their own portfolios. Risk of gold There is no possible of any investment does not contain any risk. Basically, the point of views of investors is the concept of high risk high return. Risk averse of an investor will take low risk and low return investment, while the risk taker of investor will take high risk high return investment. Different investor has different degree of acceptance of the risk. There is no doubt that the financial instruments have 3 main types of risk which are credit risk, liquidity risk and market risk.[2]Each of risk will affect the return of the investment. Credit risk is the risk that the possibility of debtor unable to cover required financial obligation. Next, the liquidity risk is the risk that the cash needed in shock and wish to sell the asset as soon as possible to convert the cash, but the buyer cannot be found. Last but not least is the market risk is the risk that the change of prices as a result from the uncertain situation or fluctuation of the economic environment. Risk is unpredictable in sometime. Investors may unable to predict what kind of the risk will meet due to the uncertain environment. For any investors who are interested in the investment in gold, there is a risk consideration that investors should understand. According to the guideline from Public bank, the returns on the GIA are subject to movements of international gold price and US dollar foreign exchange. Capital loss may incur as a result of untimely disposal of gold holdings under a depressed gold price. Apart from that, there is a warning from Public bank which is the return of gold investment account are subject to the gold price fluctuation and US dollar foreign exchange. The customer is remained that this product is not insured by Perbadanan Insurance deposit Malaysia. Gold does not have any credit risk because it is unique. Nobody will carry gold as a liability. It is because coupon and redemption payment will not be made, so it is no risk for gold. However, the bond, or the firm will go out of business, as for equity. In addition, effect of economic policies of the issuing country or undermined by inflation in the country will not bring any harmful or influence toward the value of gold. Apart from that, liquidity risk of gold is quite low as a result from 24 hours trading business hour. The transaction of gold among the world is conducted by 24 hours basis. It is because certain country may close the transaction while others country just only start the business transaction. The buyer of gold are comes from anywhere. For instance, jewellery field contains a lot of buyer to financial institutions, plenty of investment ways cater to the buyer like coins and bars, jewellery, future and options, exchange-traded funds, certificated and structured produ ct. In the fact, the transaction of the gold is dealing at not such big area to spreads and more rapidly than many competing diversifiers or even mainstream investment. Thus the gold market is deep and liquid. According to experience of the 1990s, it shows the gold price declined sharply. It is clearly represent that the gold is subject to market risk from the experience 1990s. The risk related to the gold price is totally different with other risk of asset. The reason of the golds attractiveness is portfolio diversifier. Investors no doubt wish to maximize the return and minimize the risk. In order to minimize the risk, many investors are seeking to receive more effective diversification in their portfolios by choosing the best alternative investment. Gold has strong return because it is not associated with other assets. The data below had shown the 5 year correlation of weekly returns on key assets classes and golf (USD), to June 2009. Source : Bloomberg, World Gold Council Since the gold attractiveness which is portfolio diversified, there is more and more banks agreement on gold. For instances, European central banks renew CBGA and stated that gold remains an important element of global monetary reserves. Except gold, other bonds or securities will be influenced by the pressure on the health government and corporate sector during the economic recession. Measurement for market risk is volatility. Volatility does not measure the direction of prices changes, merely their dispersion. The more volatile an asset lead to the riskier of the asset. However, the gold price is normally less volatile because of the depth and liquidity of the gold market which are supported by the availability of large above-ground stocks of gold. According to Money week magazine research, each type of gold has different risk consideration, cost, delivery and so forth. Now, let us take a look for each type golds risk, consideration, cost, delivery and so forth. Source : Money week- UKs Best selling Financial Magazine Gold investment advice Before going to make any investment, investors should do some research pertaining to what kind of investment the investors are going to invest, when is the right for investors to put the money in, How much investment amount should put in, and so forth. Investors should seek every aspect pertaining to the investment that investors want to invest. Thus, investors have an opportunity to look overall situation at different investment opportunities that are being suitable for investor. Confidence in traditional investment vehicles such pensions and equities as seen better days and many investors are still licking their wounds after the dotcom crash that has overshadowed investment markets since beginning of the decade( UK investment advice).[3]However, over-confidence by the investors will lead to investment failure. It is because some investors may over-confidence in certain investment especially the investment consists low risk, then the investment will show hand and put all the asset of themselves into a basket of investment. Actually, this kind of behavior is wrong and make harmful for the investors. Normally, the investment adviser will advise the investor cannot to do it so, but the intense of the investors insist to do. Consequently, the investors may loss everything. So, investors nowadays ought to learn from this lesson. However, nowadays investors are far conscious of the need for low risk investments that bring solid growth in the long term compare to th e higher risk assets.[4]According to the World Gold Council, the gold investment demand predicted to increase. The gold investment demand was higher than that for gold jewellery until the later 1960s and predicted an uptick in both in 2010 as investors flock to precious metal as a safe haven vehicle and the jewellery sector recovers (Globe and Mail, Martin Murenbeeled, chief economist). Therefore, it could possible attract many investors to invest or hold or buy the gold. 5There are some tips and advice for the investors as a guideline before they are going to invest in certain investment. First, the investors have to take a look from the reputable publication such as Business Week or Fortune. In practice, these kinds of publications provide point of view by certain famous economist or news of the gold investment market regularly. No doubt, these kind of publication possess a good name in several aspect of fields. 6Next, investors could look for some information from the journalists that work under the reputable publications. In addition, these publications will set up a QA site for people to ask the question. So the investors could post their queries on there about the gold investment. However, if the investors feel unsure or unsecure about the information that has been provided, investors could directly make call to them for getting further detail about the gold investment. Not only is the journalist from the pubilication, there also some journalists from the professional financial. In this kind of journalists, they will always update the information about market as it stands, and give accurate information on which best alternative chance for investor to make the investment. Advice for the investors is tried to look for the high quality newspaper or journalist in order to obtain more accurate information. It is no doubt that investors could find the clues or hints or tips from the international markets. The international markets will exhibits the news pertain the currently situation to the general field of gold trading. However, investor could not rely on the domestic market since it is affected by the localized issue. As we mentioned, the value of gold will not affected the issue of the political and economic downturn. No matter how fluctuation about the political event, the value of gold does share with it. Therefore, investors have to see through overall sectors that might cater any information for decision making. Moreover, overall prices of gold investment could be determined by the general economic situation in investors country. Investors should always get ready when there is any economic turn bad. It is because it might impact on the reaction of the gold market. Thus, investors ought to get ready against any change in investment and preparation of ways in order to minimize the loss. This preparation could be stated as Prevention is better than cure. In addition, some investors may get the gold market information from the media. Obviously, the report from media will more abstract sometime. Investors might misunderstand the information from the media. Apart from that, sometime the media disclose the information of gold with too optimistic or too pessimistic. Thus, the investors should not totally trust the information from the media. Investors should have the ability to analyze the every information that the investors obtain. Investors should more understand the every concept that might trigger any changes to the market before the investors entirely depend on the information from media for decision making. Therefore, it could reduce the possibility failure of the gold investment. There are some avoided actions that investors should take note. Investors do not listen to the myths that what it had figure out pertain to the investment. Investors must have the ability to distinguish the wrong or right information. Investors could not entirely rely on the belief of society. It might influence the decision making of the investors. Anyone could own the gold investment as the asset as long as they have the inclinations and drive to participate in the market. Normally, gold is split into smaller and traded at lower prices which that the investor could expect out if they compliance the mythical claims. Once the investors decide to hold the gold investment, there is no reason for the investors not join in the market. Besides that, investors do not make up the facts as they have gone through. Investors should make the gold investment follow the sound factual information. This can be very costly investment and therefore the investors have to ensure that they are ready to against the truth from the unexpected happening rather than speculation like gambling. It is better to get sound gold investment advice before proceed any further. Investors could get the information from the individual trader. Individual trader may provide some useful information because their job always related to the gold investment. Individual trader basically provides the information pertain to the investment of gold that may trigger any change on the market. Indeed, investors should not entirely trust on their information because individual trader might be working with the self-interest that is not immediately obvious. Some investors will invest in gold investment because of their family. They hear from their family member talks about how good of a certain investment. Actually, investors should not listen up the prediction of the family because they are not professional about the investment. Even their prediction or information might be wrong. So reliability the information from the family is low. However, if they are speaking from the experience then investors might listen it and seek for evidence whether the information from their experience is right or wrong. It is no doubt that it might be the individual tips or clues from them. So investors could make it as a reference, but not totally rely on. Some investors might use the fund from the pension to do the investment. Pension fund will you some advice. Pension fund manager might advice you to invest in gold in order to expand the potential of your portfolio. They are possible receive the bad risk when they take part in the process and disagree the decision had been made. You should keep contact with the pension fund manger if you are really interest invest in gold investment. 7Those investors who really interest invest in gold investment; they could seek help from the banks. Banks could always give the actual information and advice for the investors in anytime. Even banks will set out a special site for any investors need the consultation on the investment. Thus, bank will provide recommendation which gold product should investment. Investors need to be forefront of such efforts if investors are given the right to seek for any golden chance in variety aspect of investment. In fact investors are possible to have higher standards from the bank advisers. If anyone of the investor is consolidated with others, they could give the advisable to each other this is showing the mercy to the partner. Any objection from the majority rule, then the suggestion should be amended or delay it to operate. If lucky, the decision of any investment will be proved and follow what propose have been made. The internet is a rich source in gold investment opportunities for sure. Investor could find our as many as possible they want. No doubt, some of the information could be made by some fake investment advice. Even, not all the information provided in the internet are totally right. However, investor still be advised to seek the information as much as possible in order to fulfill the need before making decision. Determinants of Gold price What are the factors cause the price of gold to change?[8]Based on the research from the World Gold Council Document, it exhibits that the gold price is determined by two sets of the factors which are supply and macro-economic factors. It is indirectly correlation between supply and price of gold. According to World Gold Council Documents economic study, the available supply of gold in the market is made up of three major above-ground sources. First, reclaimed scrap or gold reclaimed from jewellery and other industries such as electronic and dentistry; Second, official, or central bank, sales; Third, gold loan made to the market from official gold reserves for borrowing and lending purposes. However, US dollar is also negative relationship with the price of gold in term of the macro-economic factors, when inflation and gold tend to move in tandem with each other. Indeed, higher real interest rates are generally negative factors for gold. No one could deny that the value of the gold is very hard to determine because there is no underlying cash flow.[9]According to private investors Mr. Adam Katz, he has done studies about applying the P/E concept to Gold. He looked at the money supply to determine the future gold price. He has used the TMS model which is M1, M2, MZM, or True Money Supply to indicate the relationship between the money supply and the factors of gold price. Based on the analysis from Mr. Adam Ktaz, gold is the leading indicator for money supply; not the other way around. In 1980s, the True Money supply grew higher the value of gold price. If the premium of gold price higher than TMS as result of the increase money supply in future. This also intervenes that increase in the money supply could arise without gold requirement increasing in value. Besides that, price of gold could be increased if the demand of gold shock increases. From the advice by Mr. Adam Ktaz, investors should find a best alternative approach to play the rising money supply. Treasuries and real estate have external risks outside of the money supply. Apart from that, Federal could reduce the excess liquidity. Therefore, gold can move significantly lower as expectations of money supply increase diminish. Let proceed further pertaining to the relationship between gold and money supply.[10]There is evidence that the gold is an asset that has low correlation to most financial assets, both in expansionary and recessionary periods. This could be explained by the behavior of gold over the short-run or long-run. In a global context, effect of the money supply could influence on the performance of gold. For instance, there is an inversely relationship between dollar and the gold. It is shown that the gold is a better asset to invest than other assets like stocks and the bonds in times when inflation happens. Basically, the money supply is controlled and fixed by the central bank. Central bank uses the expansionary monetary policy when recessions occur. Central bank will lower the reserve ratio or lower the discount rate or increase the reserve auction in order to increase the excess reserves for the commercial banks. Thus, commercial banks will have more excess reserves make loan to the cust omer. In addition, this action will lead to the federal fund rate decrease. Even increase the money supply in the public, thus the interest rate fall linkage to the investment spending increase. Therefore, the aggregate demand of the country will increase. Ended up, the real GDP of the country will increase which mean that the expansionary monetary policy upward the pressure of the investment spending to improve the economic growth. Conversely, when inflation arises; Central bank would use the restrictive monetary policy to reduce the money supply in the public. Federal sells the bonds to increase the reserve ratio, increase the discount rate or decrease reserve auctions. This policy will cause the excess reserves decrease, thus commercial banks have less amount to loan out for customers. At the same time, the federal funds rate will increase linkage to the money supply falls. After that, the interest rate will raise as a result the investment spending decrease. At the end, the aggr egate demand decrease and the inflation decline. In conclusion, there is a directly relationship between money supply and gold can exist in either case. How could be say that? As mentioned earlier, increase the money supply will boost the economic growth because the interest rate fall stimulate the many investors more willing to do the investment including in gold investment. Nevertheless, as excess money enters the system and the economy remains stagnant, investors will seek for the investment is less risky in order to protect their wealth such gold. According the World Gold Councils report, there is evidence that money supply growth has an impact on future gold performance. 11There is some information about the determinant of gold price given by Mr. Zoher Doctor. He is a financial Planner. According to Mr.Zoher, the total gold supply to the market in each period from extraction is directly correlation with the lagged gold price. However, there is an inversely relationship between the movement of Dollar with the price of gold. All the determinant of price of gold should be seriously consider when the investors need to do some predict in the gold price. The table above show that determinants of price of gold. The gold of supply occupies the higher percentage influence the price of gold with 50%. The US dollar is second largest factor follow by the gold supply impact on the gold price. It is because the returns on the gold are subject to the movements of international gold price and US dollar foreign exchange. Determinants of the price of gold in terms of the Short-run and Long-run Here are some analysis pertaining to the price of gold in the long run period.[12]According to the Eric J.Levin and Roert E. Wright, there are three posibles results to identical the determinant of gold price in the long run. First, the relationship between price of gold and the US price level is belong to the long term status. Second, the movement of price of gold and the US price level are move together in a statistically important long run relationship. It mean that the increase of US price level with 1 percent , the price of gold will follow to increase with 1 percent. In addition, it exhibit the gold is a long-term hedge against inflation. Third, long term relationship could be triggered from a wake of a shock., there is a slow revrsion back toward it. Based on the reseach from Eric J.Levin andRoert E.Wright, the estimate of error correction term is -0.019, which implies that each months error is about 2 per cent smaller than the previous month. In effect, in the aftermath of a shock, it typcaly takes around five year to eliminate two-thirds of the deviation from the long-term relationship between the price of gold and the US price level. However, the price of gold and US inflation are directly correlation ship to each other in the short-run. Any movement of the price of gold will be directly affected by the any fluctuation in US inflation, US inflation volatility and credit risk. Conversely, any modify in the price of gold and the changes in the US dollar trade-weighted exchange rate and the gold lease rate are inversely relationship. Gold would become as the inflation hedge. The reason is if the dollar deprecation will reduce the gold price to the outsider the US, which will increase their demand for gold and thus increase the dollar price of gold or if dollar depreciation will rose US inflation. Source: World Gold Council Prediction the price of gold 2010 13In order to estimate what is the price of gold in 2010, there are some should take into consideration such as global economic trens, the strategy used and get ready when a depreciate of dollar, and inflationary rate. The dealing price of the gold may fluactuate above the 1000 dollars per ounce basd on the prediction in the December 2009 to 2010. Even, at the end of year, the price could boost up to the 1500 dollars per ounce. Such case may trigger double loss for the investor if they afraid it will be just for short lived. In addition, another prediction show that the price may decline to less than 800 dollar per ounce in the following year which close to end of 2010 or 2011. Based on the resource from CNBC Stock Blog and CNBC TV interview, is it wild fold preices expected for 2010? Actully it is unable to estimate the real gold price in 2010. The reason is too much of uncertainty may happen. In any how, investor should be careful to deal with thhis investment. Some of the predition is just for information and forecast for gold price in 2010, it might not really truth actually. What is reason to predict that the higher gold price in 2010? One of reason is the price of gold keep increase from the year 2006 to 2009 with the 400 dollar per ounce to 1,100 and above dollar. In the past, function of gold is used to against the depreciation of dollar. It is because the gold unlike currency and it would not affect by the economic situation. There are negative relationship bewteen gold and currency. Nevertheless, gold is always quoted per ounce in US dollar. Therefore, when the dollar depreciate , investor will try to look for the best althernative to grabs more value in the dollar. Other reason is in pratice, central banks will keep gold as a the reserves. If central banks use net buying of gold as a result of the pressure upward the price goes up. Conversly, it the central bank sell, subsidy provided with the price per ounce. Well, next factor is futures and commodities needed is keep increasing by the investors. It will trigger and raise the value of gold because of the interest rate of investment increase as well. Interactive Gold Price Chart Source: www.GoldAlert.com Gold Investment News First,[14]Gold Stock Divergence case highlighted a few month ago is still in place.(Brian Hunt in Steve Sjuggeruds Daily Wealth. The changes and the movement of Gold Mining stocks and the US stock Market are at the same speed. The Boad market kept declined. However, gold stock still maintained solid, keep to strength in gold itself. Based on the performance chart provided by Steve Sjuggerud, divergence is still in place. Gold Mining Stocks(the black lne) are showing positive returns and climbing. The SP 500 (the Blue line) is showing negative returns and falling. Next news pertaining to the gold is The worlds anti-dollar.[15]Ready For A Dollar Collapse? (David Bradshaw). Can be the gold to be a currency As we hear before, gold is a commodity, no different with others. According to the Paul Bodsky, gold is a currency whose daily price is a gauge of the markets concern about the potential diminishment of the purchasing power of the dollar and other paper currency. Assume what he say is right, there will no inflation or deflation occur in the economic, and cause a possible real issue for gold market. Source from: Federal Reserve; WSJ research

Reinventing Government Term Paper - 550 Words

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Essay on The American Dream Gone Wrong in the Works of...

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Description Of A Lathe Operator Safety, Accuracy And Concepts

Defining a Lathe By-Harshdeep Singh Kalket Submitted to- Herve Carpentier Acknowledgment I would like to express my gratitude and thank everyone who helped me in completing this report. Specially, I will thank Mr Herve Carpentier and Mr Waseem our project coordinators of technical literacy for their special time, suggestions and encouragement. I would also like to acknowledge and appreciate the role of mechanical workshop staff and instructor Mr Jason Knapp for permitting me to work on the machines for my reports and also for some helpful tips. In last I would thank MIT library staff for issuing me laptops and books that I need for working on my report and the guidance given by my seniors. Abstract The lathes machines are defined in classrooms but there also somethings which might not be easily found in books and need a further research into them. This report present the definition in a more easy to understand way with some practical and conceptual knowledge which is necessary for a lathe operator safety, accuracy and concepts. There are several daily day problems faced by individuals which seem minor but can be dangerous. In this report not only the problems but their prior solutions also have been given for one’s better knowledge. Table of Contents Acknowledgment 1 Abstract 1 Introduction 2 Problems faced while working on Lathes 3 1. The centre of Independent jaw chuck (4-jaw chuck). 3 2.Show MoreRelatedIntroduction to Materials Management169665 Words   |  679 Pagesthe chapters (an online resource for instructors) iii From the Library of Girro From the Library of Girro@qq.com iv Preface In addition, we have retained several features from previous editions: †¢ †¢ †¢ †¢ †¢ Margin icons to note key concepts Key terms listed at the end of each chapter Example problems within the chapters Chapter summaries Questions and problems at the end of each chapter APPROACH AND ORGANIZATION Materials management means different things to different people. InRead MoreDemand Side Management22653 Words   |  91 PagesLEARNING RESOURCES 14.43 Key points covered 14.43 Answers to review questions 14.43 Exercises 14.44 Presentation/suggested discussion topics 14.45 Relevant case studies 14.45 REFERENCES 14.46 INTERNET RESOURCES 14.47 GLOSSARY/DEFINITION OF KEY CONCEPTS 14.47 Case study 1. Lighting retrofitting in the United Republic of Tanzania 14.49 Case study 2. United Republic of Tanzania: Power factor correction 14.59 Case study 3. Zambia: Automatic load control and alternative energy supply at LusakaRead MoreHuman Resources Management150900 Words   |  604 PagesTA EN Employee and Labor/Management Relations Equal Employment Opportunity †¢ Compliance †¢ Diversity †¢ Affirmative Action †¢ HR Policies †¢ Employee Rights and Privacy †¢ Union/Management Relations S IZ E Health, Safety, and Security †¢ Health and Wellness †¢ Safety †¢ Security GOALS †¢ Productivity †¢ Quality †¢ Service Staffing †¢ Job Analysis †¢ Recruiting †¢ Selection CU †¢ Wage/Salary Administration †¢ Incentives †¢ Benefits LT U RE STR T UC UR E SOC IA L Read MoreProblems on Cost Accounting70221 Words   |  281 Pagesaim to inculcate the self-learning experience. In this direction, I am happy to note that the study material has been thoroughly revised and made user friendly by improving presentation, emphasis on significant issues, illustrations explaining the concept step by step, etc. The inclusion of practical case studies intends to make it more application-oriented and aims to enhance the knowledge of students in the practical environment. A separate Practice Manual shall also enable the students to practiceRead MoreMarketing Management130471 Words   |  522 PagesE-commerce Trends in marketing Page No. Marketing management – an introduction Unit structure: 1. Introduction 2. Learning Objectives 3. Marketing Management 3.1. Evolution of marketing management 3.2. The Role of Marketing 3.3. Marketing concepts 3.4. The Marketing Mix (The 4 P s Of Marketing) 3.5. Corporate Social Responsibility (CSR) and Ethics in Marketing 4. Have you understood type questions 5. Summary 6. Exercises 7. References 1. INTRODUCTION: The apex body in United States of AmericaRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 PagesOrganizational Behavior? 3 The Individual 2 3 4 5 6 7 8 Diversity in Organizations 39 Attitudes and Job Satisfaction 69 Emotions and Moods 97 Personality and Values 131 Perception and Individual Decision Making 165 Motivation Concepts 201 Motivation: From Concepts to Applications 239 3 The Group 9 10 11 12 13 14 15 Foundations of Group Behavior 271 Understanding Work Teams 307 Communication 335 Leadership 367 Power and Politics 411 Conflict and Negotiation 445 Foundations of Organization

English Literature Seminar free essay sample

This year, I’m taking a wonderful English literature seminar. The teacher is brilliant, the works are classic, and the 18 students are close, many of us friends since elementary school. Two girls – good friends of mine – led the seminar on Sonny’s Blues by James Baldwin. It tells the story of two opposite brothers – Sonny, a wild, talented musician and heroin addict, and the unnamed narrator, a pensive math teacher who lives a life of monotony. While the narrator seeks assimilation into the white culture, Sonny rejects white society and instead embraces his blues music. Yet each fears an aspect of their lifestyle: after being put in jail for heroin possession, Sonny writes that he ended up incarcerated because he was â€Å"afraid of something†¦and you know I have never been very strong in the head.† He is afraid of hurting others, of letting down his family. But the narrator, in his own way, is afraid as well. We will write a custom essay sample on English Literature Seminar or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page He has control over so many aspects of his monotonous life that the unpredictable lifestyle of his brother scares him. At the end of the seminar, the leaders – an avid poet and lover of literature with wild, beautiful hair and exotic features, and a neat and driven student for whom reason and logic dictate every move – led an activity. They passed out slips of paper the size of a human palm; on it, we were to write our biggest fear – the one element of life that hinders us every day. The assignment was intentionally anonymous. When we were done, we folded our papers and dropped them into a gray knit hat. Next, the girls had the students draw a slip – not their own – read it aloud, and tell the class why this might be worthy of fear. It started slow. Juliette – organized, friendly, and athletic – read the first: getting hurt. â€Å"Maybe,† she began, â€Å"they are afraid of being hurt in a relationship.† â€Å"Do you th ink they’ve been hurt before?† our teacher asked. â€Å"Yes,† said Juliette. â€Å"It’s more rational to be afraid of things that have happened to you.† We continued drawing. I am afraid that the smooth machinery of my life will come to a rusty, halting stop. Such a distinctly worded fear should have made everyone in the room turn to one individual, but instead, eyes read eyes to see if someone would fess up in their body language. Success. A 9-5 job. The activity called for the drawing of three fears, but we did nearly a dozen before the bell rang. Just before it did, however, I raised my hand. â€Å"Can we keep the fears?† I asked. â€Å"Not our own, but someone else’s?† Others chimed in agreement. Sarah – outgoing and sensitive – suggested that we leave the secrets on the table in the front. As we filed out, we’d each take someone else’s fear. As I packed away my binder and pens, I heard my fri end Carrie – sweet, gullible and a procrastinator – behind me. â€Å"Anna,† she said to me, â€Å"I’ll protect you.† I saw her clutching a slip – my fear: I am afraid of getting too close to people, because then there’s more at stake and more to lose. It was a deviation from my usual optimism, so it took me a moment to figure out how Carrie had known it was mine. Once I did, though, it was obvious: my handwriting. How ironic that something on the surface – the way I looped my l’s and dotted my i’s – was what exposed something I had hidden for so long. For an instant, I was mad at Carrie for making me feel so vulnerable. I had planned to take a classmate’s fear without guessing whose it was, and had assumed the same courtesy would be given to me. But the anger subsided, and I felt just what Carrie had promised – protected. I was one of the last students out of the room, and only a handful of f ears were still on the table. I took one without looking and hurried to my next class. It was not until much later that I even unfolded my slip. Once I did, though, I put it into my wallet. In the same way that we all have different fears, we all protected our classmates differently. I’m sure Carrie did not keep my fear with her as long as I did, at least not in the literal sense that I did. We had made ourselves so vulnerable by putting our fears onto paper and then exchanging them, and perhaps that was the one thing we were supposed to fear the most. Truthfully, though, that was the most comforting part. It was a silent, undeclared plea for protection. And it was answered. I know that, in the same way that we all have the same fears, everyone sheltered theirs – both the one they had written and the one they had taken. To this day, I carry in my wallet a slip of paper, not bigger than my palm, with a single word on it. Some of the secrets were long, some were short. But there was an undeniable overlap, because, in the end, we all fear the same things. And that’s what makes it so easy to protect each other, even when we are ripping off our armor and exposing our weak spots. In the end, we all protect each other because we all need protection. Our empathy for each other is the strongest component of the human race, and always will be. Whenever I doubt this, I peel the slip of paper from beside my driver’s license, unfold it, and remind myself to protect. We are, in the end, afraid of only one thing. As my anonymous classmate wrote, so eloquently and so simply: failure.